Tip Calculator and Bill Splitter

Tip and each person's share in one step.

  • Free, no sign-up
  • Results update as you type
  • Updated for 2026
Live Tip & bill splitter
Your numbers
$
Each person pays
$33.98
Tip $15.55, total $101.95

Table

TipTip amountTotalPer person
15%$12.96$99.36$33.12
18%$15.55$101.95$33.98
20%$17.28$103.68$34.56
22%$19.01$105.41$35.14
25%$21.60$108.00$36.00

How this calculator works

The tip is the bill times the tip percentage. Bill plus tip, divided by the number of people, is each person's share, which you can round up to the next dollar.

Worked example

With the example values below: Each person pays, $33.98 (tip $15.55, total $101.95). Change any number above to run your own.

What you enter

InputExample
Bill amount$86.40
Tip18%
People3
Round each share up?No

How much to tip in the US

Customs vary by region and venue. Many restaurants add an automatic service charge for large parties, so check the bill.

ServiceTypical tip
Sit-down restaurant18% to 20% (15% for basic service)
Bar$1 to $2 per drink or 15% to 20%
Food delivery15% to 20%, at least $5
Taxi or rideshare15% to 20%
Hair stylist or barber15% to 20%
Hotel housekeeping$3 to $5 per night
Counter serviceOptional, often 10% or less

Tipping on pre-tax or post-tax amounts

Etiquette guides traditionally say to tip on the pre-tax subtotal, but many people tip on the total for simplicity; the difference is usually small. If a discount or coupon was applied, tip on the original price, since the service was the same.

Splitting the bill

The calculator divides the total, including tip, evenly. For uneven orders, many groups pay for their own items plus a share of tax and tip, or rotate who pays. Rounding each share up to the next dollar avoids small change.

For workers, qualified tips can be deducted from federal taxable income, up to $25,000 a year from 2025 through 2028, subject to income limits.

Frequently asked questions

How much should I tip at a restaurant?

18% to 20% of the pre-tax bill is standard for good service at sit-down restaurants in the US; 15% for basic service.

How do you calculate a 20% tip?

Move the decimal point one place left to get 10%, then double it. On a $64 bill, 10% is $6.40, so 20% is $12.80.

Should I tip on the total or before tax?

Traditionally before tax, but tipping on the total is common and the difference is small.

Do I tip on takeout?

It's optional. Many people leave around 10% for larger or complicated orders.

How do I split a bill with tip?

Add the tip to the bill and divide by the number of people. $120 with an 18% tip is $141.60, or $35.40 each for four people.

Grow what this calculator projects.

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Estimates for planning only, not financial, tax or legal advice. Tax tools use 2026 federal figures (brackets, $16,100 / $32,200 standard deduction, $19,000 gift exclusion, $15M lifetime exemption). Rates shown as defaults are examples; replace them with quotes you actually receive.